Scope of Services

We provide the following areas of services for our clients:  Financial Planning, Investment Management, and Risk Management.  A comprehensive utilization of all three areas of discipline allows our team to develop & implement a focused personalized plan.


Financial Planning

e-Money Software: Provides for input and analysis of financial statements, tax returns, employee benefits, income/expenses, liabilities, retirement assumptions/goals, personal website of for asset consolidation

Life Transitions: Marriage, Divorce, Children, Job Change, Death

Gifting

Social Security and Medicare Planning

Retirement Planning Projections   

College Savings

Debt Management: Mortgage, Credit Cards, Loans   

Employer Benefits: Stock Options, In-Service Distributions, Pension, Deferred Comp  

Estate Planning: Beneficiary Review, Charitable Giving  

Tax Strategies

Business Planning


Risk Management

Life Insurance: Term, Whole Life, Variable Life- all beginning with needs assessment

Long-Term Care Planning

Healthcare Cost Analysis

Estate Planning Discussion

Special Needs Planning

Concentrated Stock


Investment Management

Professionally Managed Accounts  

Tax-Advantaged Investments

Company Retirement Plans: Simple IRA, SEP IRA, 401K

Risk Assessment

401K Allocation Review

529 College Savings Plans

Mutual Funds and Exchange Traded Funds  

Annuities: Variable, Equity Index, Variable Index, Fixed

Market Commentary and Research