Investment Management


We understand your many investment needs and utilize timely and appropriate wealth management strategies to pursue both short and long-term goals. As a fiduciary, we also provide expert, objective and independent advice, putting your needs and best interests first. 

Whether your goal is a comfortable retirement, saving for college, or establishing a legacy for your loved ones, we can help. Ultimately, how successful you are is dependent on your investment strategy and the people you trust to implement it. We build customized portfolios based on each of our client’s individual risk tolerance, liquidity & income needs, time frame, and tax brackets.

Primary Components:

  1. Risk Assessment: We utilize our access to research, technology, and professional money managers to align our client’s objectives with an appropriate level of market risk.
  2. Asset Allocation*: A major contributor to long-term returns is the active management of a diversified portfolio, accounting for market and life events.
  3. Portfolio Construction: We thoughtfully develop comprehensive portfolios, using multiple investments and strategies, to meet our client’s financial goals.

          * Professionally Managed Accounts

          * Mutual Funds and Exchange Traded Funds

          * Annuities: Variable, Equity Index, Variable Index, Fixed

          * Stocks, Bonds, CDs

  1. Annual Reviews: Important step to ensure that any needed adjustments are made, keeping our clients on track for their financial goals.

*Asset allocation does not ensure a profit or protect against a loss.

Stock investing involves risk including loss of principal. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. No strategy assures success or protects against loss.

 

The Cycle of Investing

Understanding the cycle of investing may help you avoid easy pitfalls.