As I reflect on 2018, I’m going to show my age by saying “boy the year went by so fast”! Time can tend to get away from us. Now is a good time to make a renewed commitment to slow down, take a deep breath, and refocus on our priorities and what we are thankful for.
We hope that you and your families are healthy and happy. We discuss our client’s health almost as much as their wealth because of the impact it has on finances. Health can change quickly so we need to appreciate the good times, while at the same time, plan for the future.
The same can be said for the markets. The “health” of the market seems to be brought into question recently with downturns and wild volatility. While we have enjoyed the lack of volatility the last few years, that was not indicative of normal market patterns. We continue to believe that the underlying health of companies is good but there are external stresses that are affecting market sentiment - “physical” health versus “emotional” health. Overall we feel that 2019 will bring continued volatility, but fundamentals will support both economic growth and positive market returns.
We all face challenges in our personal lives and can take some comfort in knowing we are not alone in our struggles. Concerns about the market and the impact on your investment accounts and retirement income can only compound those anxieties. We are always here to catch up and have a coffee, but we provide the greatest value when times are tough. We are just a phone call away and willing to help in any way that we can.
We love what we do, and as always, we value your friendship and the trust you have placed in our firm. We look forward to helping you reach your goals in the New Year and beyond.
Craig & Kim
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.